How could your days change by having a bank account? It helps you achieve your goals because it allows you to have access to financial products or services.

• You take control of your money:Your bank account will help you know where your money is going. Firstly, not to spend everything in a few days, and secondly, you will have an account statement in which you can see your behaviour when making purchases.
• It brings you closer to financial products or services and acquires them:You will be able to begin to familiarize yourself with financial products, knowing how they work in the first instance without any risk. In addition, it will allow you to access products such as loans, investments, mortgage loans, loans to boost your business or to buy a car.
• You can organize yourself with a budget:You will be able to identify your expenses and it will help you classify them into fixed and variable, this will be a good start to develop the budget, so you will know the expenses that you can avoid to achieve the savings that will allow you to achieve your goals.
• It gives you security:The account allows you to no longer carry cash on the street. You keep it on a debit card and if you lose it, you can report it right away so you don’t lose your money, which doesn’t happen with bills or coins. Some of these cards may have insurance that protects you from theft or loss, so when hiring you can check these types of benefits.

Having an account in a bank helps you to have benefits like these, in which you secure your money. In addition, it shows that new technologies allow you to facilitate and take care of your savings.

Benefits of having a checking account

Next, we will know in detail what are the benefits of having a free online checking account:

• You have security, order and control in the management of deposited funds.
• Have availability to handle various instruments to dispose of your money: debit cards, checkbooks and if you negotiate a line of credit, you can have the use of credit cards.
• Through the use of debit cards, you can make purchases and payments, operate ATMs (turn cash, check balance, among other operations) and access discounts for their use in business establishments associated with the bank where you keep the account.
• Make bank drafts, used as a payment method in which a person uses their money through a bank check made out to themselves, or to another person to be cashed.
• Access to Automatic Line of Credit, which is financial support that allows the client to face unforeseen expenses and emergencies, covering overdrafts in the current account. You must keep in mind that the interest for using the line of credit is daily and therefore you should only use it when it is really necessary.
• Convenience to carry out operations using the mobile phone and the internet, mainly when making electronic fund transfers, because you can make them to your own accounts, third-party accounts and accounts belonging to other entities.
• Use the Automatic Bill Payment (PAC), through the automatic charge to your checking account you can be up to date with the payment of your water, electricity, gas, and other services bills.

 Knowing about the benefits of having a checking account will allow you to decide to hire this banking product to have greater control and security over your money when depositing or withdrawing it, through the use of various instruments such as debit cards, checks, transfers, PAC, which will help you simplify your life.